Solution Suite: Unlocking a Suite of Financial Solutions


  • Wealth Blueprinting: Designing Your Financial Roadmap
  • Prosperity Coaching: Unlocking Your Full Financial Potential
  • Investment Strategies: Maximizing Returns for Financial Growth
  • Mindset Mastery: Cultivating Abundance and Success Mindset
  • Wealth Education: Empowering Financial Knowledge and Skills
  • Business Acceleration: Fueling Growth and Profitability
  • Legacy Planning: Building a Lasting Financial Legacy
  • ​Financial Wellness Workshops: Nurturing Healthy Money Habits

Prosperity Word of the Week: Unlocking Financial Wisdom

Welcome to our Prosperity Glossary!

At Prosperity Architects Alliance, we believe that knowledge is the key to unlocking your financial potential and creating a life of abundance. As part of our commitment to empowering our community, we have curated a comprehensive glossary of prosperity terms to provide you with the tools and understanding you need to confidently navigate the world of finances.

The glossary is designed to demystify complex financial jargon and make it accessible to everyone. Whether you are just starting your journey to financial independence or seeking to expand your financial expertise, this resource is here to support you every step of the way.

Our Prosperity Glossary aims to offer a reliable reference point, where you can find clear and concise definitions for a wide range of financial terms, including common and lesser-known ones. By having access to this knowledge, you can make informed decisions about your financial matters and gain a deeper understanding of the financial landscape.

We believe that financial education is the foundation for creating a prosperous future. By exploring this glossary, you will better grasp various financial concepts, from budgeting and investing to wealth management and entrepreneurship. This knowledge empowers you to take control of your finances and make choices that align with your aspirations.

Feel free to explore the glossary at your own pace, and don't hesitate to reach out if you have any questions or need further clarification. We are dedicated to your financial growth and well-being, and this glossary is just one of the many resources we offer to support you on your journey to prosperity.

Let's embark on this journey together, armed with knowledge and a shared commitment to building a brighter financial future for ourselves and our community.

Empower yourself with knowledge and embrace the path to prosperity!

- The Prosperity Architects Alliance Team


Amortization refers to the gradual repayment ​of a debt or loan where regular payments are made over time, reducing the principal amount and interest.  

Angel Investor

A wealthy individual who provides capital for startups or early-stage companies in exchange for ownership equity.



An annuity is a financial product in which an individual makes regular payments to a company or financial institution for a guaranteed income stream during retirement.

Financial Insight: Unveiling the Lexicon of Prosperity


An increase in the value of an asset over time.


The practice of taking advantage of price differences in different markets to make a profit.


Bear Market

A financial market characterized by declining asset prices and investors.

Blue-Chip Stocks

Shares of large, stable, and financially sound companies with a history of reliable performance.

Blue-Sky Laws

State-level regulations that aim to protect investors from fraudulent securities practices.

Bull Market

A financial market characterized by rising asset prices and investor optimism. 



Precious metals, such as gold or silver, in the form of bars or ingots.

Capital Adequacy Ratio

 A measure of a bank's financial strength, comparing its capital to its risk-weighted assets.

Capital Asset Pricing Model (CAPM)

A financial model used to determine an expected rate of return on an investment based on its risk.

Capital Expenditure

Funds used by a company to acquire or upgrade physical assets, such as buildings, machinery, or equipment.